The number of claims related to heart disease has decreased by 63% in the last two years, according to data from general insurance companies. Compared to 7,360 applications in 2019-20, there were only 2,737 applications as of August 2021.
Women recorded a larger decrease in the number of damage with 63.8% compared with 62.4% for men. This is in good agreement with results from a recent ICICI Lombard survey that found nearly 87% of women with heart disease, compared to 74% of men, have regular health checkups. The survey was conducted among 1,493 people across the country in September 2021.
Among cities, Kolkata saw the largest drop in damage numbers at 74.9%, followed by 71.6% for Chennai and 70.6% for Pune. As for surgeries, both elective and non-elective surgeries declined during Covid, with numbers falling by 50.5% and 64.3%, respectively.
Despite the decline in the number of claims for heart disease, up to 68% of people have taken out additional health insurance since Covid, while 15% of people plan to increase it. This is likely because 69% of women and 43% of men who suffered from heart disease had developed Covid in the past two years, while nearly two-thirds of respondents had heart problems after contracting Covid.
As a result, more than two thirds of those surveyed started eating healthy and exercising regularly in order to stay fit, according to the survey. Also, 46% of people believe health insurance has become a necessity, while one in three think health insurance is more important now than it was before Covid.
The payout for women has decreased by 57.1%, for men by 55.2%
|gender||2019-20||2020-21||2021-22 (until August)|
|Number of claims||Payout||Number of claims||Payout||Number of claims||Payout|
Kolkata saw the biggest drop of 74.9%
|city||Number of claims||% Age decrease in
No. of claims
|2019-20||2021-22 (until August)|
Source: claims data from ICICI Lombard